How do I collect payments with SMEPay?

Sign up, generate UPI links or QR codes, and share them with customers.

Are there any hidden fees?

No! We offer zero transaction fees with Rs3/link.

What type of payments can be accepted through SMEPay?

SMEPay QR allows payments from all UPI-enabled apps and bank accounts, including Paytm, Google Pay, PhonePe, BHIM, and others.

What is the difference between the Basic Plan QR Link and the Pro Plan QR Link?

The Basic Plan QR Link provides a simple QR code for accepting payments directly to your existing UPI ID (VPA). The Pro Plan QR Link offers advanced features such as deep link payments on mobile, automatic payment status tracking, and API integration for collecting payments from your website. A KYC-verified merchant account is required for the Pro Plan.

Does SMEPay provide a payment gateway service?

No, SMEPay provides only Dynamic QR code service.

commission

on UPI payments

Keep 100% of what you earn — only a flat fee applies. Create and share payment links or pages instantly, without any code.

Choose How You Want to Accept Payments

Payment Link

Generate a one-time payment link in seconds and share via SMS, email, or chat—no website or integration needed.

Payment Link

Generate a one-time payment link in seconds and share via SMS, email, or chat—no website or integration needed.

Wizard

Embed a seamless checkout experience directly into your site or app.

Wizard

Embed a seamless checkout experience directly into your site or app.

Payment Page

Launch a secure, hosted payment page in minutes. Add your details, and start collecting—no developer help required.

Payment Page

Launch a secure, hosted payment page in minutes. Add your details, and start collecting—no developer help required.

Payment Page+

Host your payment page on your own custom domain and fully apply your brand’s look and feel for a seamless, on-brand checkout experience.

Payment Page+

Host your payment page on your own custom domain and fully apply your brand’s look and feel for a seamless, on-brand checkout experience.

How it Works?

Create your SMEPay account and verify your business details—done in under a minute.

Generate Payment Link

Instantly create a link or page—no code, no integration needed.

Share & Collect

Send your link via WhatsApp, email, or embed it—and get paid via UPI with real-time alerts and instant settlements.

Why do SMEs love SMEpay?

Designed around the needs of freelancers, merchants, and small businesses.

Flat Fee on Transactions

Keep 100% of what you collect—a flat fee applies only when a payment is received.

Instant Settlement

Funds settle in your bank instantly—no delays, no hassle.

No Website Required

Collect payments via links or pages. Set up in seconds—even without a website.

Affordable, Transparent & Hassle-Free

No hidden fees, no long contracts—just simple, honest pricing.

Real-Time Payment Tracking

Track every rupee received with powerful analytics and dashboards.

Built on Trust

Trusted by 1,200+ Businesses Across India

From solo freelancers to growing SMEs, thousands of merchants rely on SMEPay for transparent, hassle-free UPI collections.

SMEPay's zero-commission model and instant settlements have been a game changer for my design studio.

Neha Kulkarni

Freelance UI/UX Designer

Setting up a branded payment page took me under two minutes. My customers love the seamless checkout.

Rahul Sharma

Owner, Urban Bakes

More Features On the Way

While you start collecting with links and pages today, watch for these coming soon

Payment Button

Add a customizable payment button to any website, redirecting customers to your branded Payment Link+ flow

Payment Collection Reminder

Schedule automated reminders for installment-based payments—advance, milestone, and final

Product Page

Create your personalized product catalogue page for your business—no tech skills required.

Ready to ditch per-transaction commissions?

Generate your first payment link. Keep every rupee you earn; only a flat fee applies.