commission
on UPI payments
Keep 100% of what you earn — only a flat fee applies. Create and share payment links or pages instantly, without any code.










Choose How You Want to Accept Payments

Payment Link
Generate a one-time payment link in seconds and share via SMS, email, or chat—no website or integration needed.

Payment Link
Generate a one-time payment link in seconds and share via SMS, email, or chat—no website or integration needed.

Wizard
Embed a seamless checkout experience directly into your site or app.

Wizard
Embed a seamless checkout experience directly into your site or app.

Payment Page
Launch a secure, hosted payment page in minutes. Add your details, and start collecting—no developer help required.

Payment Page
Launch a secure, hosted payment page in minutes. Add your details, and start collecting—no developer help required.

Payment Page+
Host your payment page on your own custom domain and fully apply your brand’s look and feel for a seamless, on-brand checkout experience.

Payment Page+
Host your payment page on your own custom domain and fully apply your brand’s look and feel for a seamless, on-brand checkout experience.
How it Works?

Sign Up & KYC
Create your SMEPay account and verify your business details—done in under a minute.

Generate Payment Link
Instantly create a link or page—no code, no integration needed.

Share & Collect
Send your link via WhatsApp, email, or embed it—and get paid via UPI with real-time alerts and instant settlements.
Why do SMEs love SMEpay?
Designed around the needs of freelancers, merchants, and small businesses.





Built on Trust
Trusted by 1,200+ Businesses Across India
From solo freelancers to growing SMEs, thousands of merchants rely on SMEPay for transparent, hassle-free UPI collections.
SMEPay's zero-commission model and instant settlements have been a game changer for my design studio.
Neha Kulkarni
Freelance UI/UX Designer
Setting up a branded payment page took me under two minutes. My customers love the seamless checkout.
Rahul Sharma
Owner, Urban Bakes
More Features On the Way
While you start collecting with links and pages today, watch for these coming soon

Payment Button
Add a customizable payment button to any website, redirecting customers to your branded Payment Link+ flow

Payment Collection Reminder
Schedule automated reminders for installment-based payments—advance, milestone, and final

Product Page
Create your personalized product catalogue page for your business—no tech skills required.

Ready to ditch per-transaction commissions?
Generate your first payment link. Keep every rupee you earn; only a flat fee applies.