SMEPay Logo
For True D2C Growth

UPI Payments for D2C Brands

Indian D2C brands operate in a UPI-first market but a COD-heavy system. SMEPay helps you bridge this gap by increasing prepaid orders and reducing dependency on COD.

Start accepting UPI payments

What constitutes this?

A UPI-first payment system designed exclusively for D2C brands to increase prepaid conversions and radically optimize the checkout experience.

Why do you need it?

  • High RTO Losses: COD inevitably leads to huge RTO and logistics losses.
  • Outdated Gateways: Traditional gateways are heavy and card-focused, creating friction.
  • User Preference: UPI is the undeniable, most preferred payment method in India.

Checkout

Sneaker Drop #001

₹2,999
Pay via UPI
PREPAID
Cash on Delivery

Who is this for?

01

Shopify & WooCommerce

Easily integrate into the world's most popular eCommerce platforms. Perfect for established stores.

02

Instagram-first Brands

For young D2C brands driving traffic straight from social media directly to quick checkouts.

03

COD-Heavy Businesses

Stores suffering from high return-to-origin rates who need a strategic push towards prepaid.

Key Features

UPI-first checkout

Dynamic QR on desktop and seamless app-intent deep links on mobile devices.

COD → Prepaid flows

Smart nudges and incentives to convert expensive COD intent into secure prepaid orders.

Payment link recovery

Instantly send recovery links for dropped checkouts directly via WhatsApp or SMS.

Smart retry optimization

Intelligent routing ensures if a bank is down, the user gets seamless alternative retries.

Frequently Asked Questions

1. How does UPI increase prepaid orders?

UPI reduces friction, eliminating the need to enter 16-digit card numbers. It makes it dramatically easier for users to complete payments instantly with a single PIN.

2. Can I reduce COD dependency using SMEPay?

Yes, by actively nudging users toward prepaid during checkout and implementing COD order verification mechanisms before dispatch.

3. Does this work with Shopify?

Yes, SMEPay integrates smoothly with both Shopify and WooCommerce to bring UPI-first checkouts to your storefront.

Ready to boost your D2C growth?

Stop losing money on COD logistics. Shift to prepaid today.

Start accepting UPI payments for your D2C brand →