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0% Commission

on every

payment collected

Keep 100% of what you earn—no hidden fees, no monthly charges

₹3

Pay a Flat fee on
successful payments

0% commission on online payment
collection with SMEPay

Everything Else is Free

Payment Link

Payment Link

Generate a one-time payment link in seconds and share via SMS, email, or chat—no website or integration needed.

Payment Page

Payment Page

Launch a secure, hosted payment page in minutes. Add your details, and start collecting—no developer help required.

Payment Page+

Payment Page+

Serve your page on your own domain for a seamless brand experience—0% commission.

Wizard

Wizard

Embed a seamless checkout experience directly into your site or app.

Built on Trust

Trusted by 1,200+ Businesses Across India

From solo freelancers to growing SMEs, thousands of merchants rely on SMEPay for transparent, hassle-free UPI collections.

SMEPay's zero-commission model and instant settlements have been a game changer for my design studio.

Neha Kulkarni

Freelance UI/UX Designer

Setting up a branded payment page took me under two minutes. My customers love the seamless checkout.

Rahul Sharma

Owner, Urban Bakes

Frequently Asked Questions

Not at all. You can generate payment links or host a fully branded payment page without any website—no code required.
Sign up, complete KYC, recharge your wallet, and start collecting payments via UPI instantly.
SMEPay supports all UPI apps—Google Pay, PhonePe, Paytm, BHIM, and more.
There’s no fee per transaction. We charge a flat ₹3 only on QR or link generation.
Yes, we use secure UPI APIs via trusted providers like PhonePe and Setu.
Absolutely! Add your logo, business name, and even custom payment descriptions.
You can embed SMEPay via our JS wizard or use APIs to build advanced solutions.
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SMEPay Logo

Ready to ditch per-transaction commissions?

Generate your first payment link. Keep every rupee you earn; only a flat fee applies.

SMEPay Logo

At SMEPay, we believe every rupee you earn belongs in your pocket. Born from the frustration of hidden commissions and complex integrations, our goal is to make UPI collection — and keeping 100% of your payments — simple, transparent, and lightning-fast.

Company

Contact

Nasscom Startups, 3rd Floor, 27th Main Road, Phase 3, 1st Sector,
HSR Layout, Bengaluru, Karnataka 560102

Email: support@smepay.io

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SMEPay is a payment collection platform designed to empower small businesses. While we enable seamless UPI payment experiences, we are not a bank and do not hold a banking license. All payment processing and financial transactions are facilitated in compliance with the regulatory frameworks of our partner institutions.

Your financial safety is paramount, and all transactions via SMEPay are protected by the systems of our licensed partners.

Disclaimer: You may see logos of various brands and platforms on this website to represent where payments may have originated. These logos are owned by their respective entities. Their appearance does not imply endorsement by or affiliation with SMEPay, nor do we claim endorsement from them.

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