No website? No problem. Generate professional, zero commission payment links instantly and collect payments anywhere.
Accepting UPI without a website is incredibly simple. Instead of building a complex e-commerce store to host a checkout page, you use a dashboard to generate a custom URL—a payment link. When the customer clicks this link, it acts as a micro-checkout page, allowing them to pay via their preferred UPI app instantly.
Millions of service providers, consultants, freelancers, and social sellers in India operate entirely through social media, email, or messaging apps. Building and maintaining a website just to process payments is expensive and time-consuming. They need a robust payment gateway that functions independently of a web domain.
SMEPay empowers offline and social sellers by turning any message into a storefront. By logging into the SMEPay app, you can create a payment link in seconds. Best of all, because SMEPay offers zero commission pricing, you don't lose a chunk of your invoice just for using a link. Furthermore, our no redirect checkout ensures the link opens the UPI app cleanly, without confusing browser popups.
The core feature for non-website sellers. Share via WhatsApp, SMS, or bio. Explore Payment Links →
Download a QR code to print on your physical invoices or business cards.
Ensure your clients have a premium, fast payment experience despite not having a site.
Keep 100% of your earnings minus a tiny flat fee. Unbeatable for independent workers. See Flat Pricing →
Other payment gateways force you into complex developer setups or charge high fees (usually 2%+) for their standalone payment link products. SMEPay is fundamentally built as a Razorpay alternative for link-based selling, offering a far more cost-effective flat fee structure perfectly suited for merchants operating without a website.
Yes, you can accept UPI payments without a website by using a service like SMEPay to generate secure payment links. These links can be shared via WhatsApp, SMS, or email to collect payments directly from customers.
Unlike traditional gateways that charge up to 2% commission, SMEPay operates on a zero commission model, charging only a small flat fee per transaction regardless of whether you have a website.
Yes, it is completely safe. The payment links generated by SMEPay use bank-grade security and directly route the transaction through the secure UPI network, ensuring funds are settled directly into your verified bank account.
Generate your first payment link in under 2 minutes and share it with your customers immediately.