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Smart Payment Collection

QR Code Payment for Business

Eliminate manual entry errors. Generate dynamic QR codes for your invoices, screens, and storefronts with zero commission.

What is a QR Code Payment for Business?

A QR code payment for business allows merchants to visually present a payment intent to a customer. While standard printed QRs are common, the real power lies in dynamic QRs. These are generated on the fly, containing not just your UPI ID, but the exact transaction amount and order reference number securely embedded.

Why Businesses Need This in India

In India, scanning a QR is second nature. However, for B2B transactions or high-volume retail, relying on customers to type "₹12,450" accurately is risky. Underpayments require tedious follow-ups. Businesses need a payment gateway that programmatically generates QRs to ensure perfect reconciliation without paying high percentage fees.

Perfect for physical and hybrid retailers. See our UPI for Small Business guide.

How SMEPay Solves This

SMEPay's platform instantly generates static or dynamic QRs. Because we operate with zero commission, you can embed these QRs on high-ticket invoices without worrying about losing thousands of rupees to gateway fees. Furthermore, for mobile users, our no redirect checkout ensures that tapping the QR (instead of scanning) opens the app directly.

Key Features

Dynamic QRs

Embed specific amounts into the QR so the customer only has to enter their PIN.

Payment Links

Combine your QR with a clickable link for users already on their mobile device. Explore Payment Links →

No Redirect Checkout

On mobile devices, tapping the QR triggers an intent directly to the UPI app.

Flat Pricing

We do not take a cut of your sales. Pay a low flat fee per transaction. See Flat Pricing →

SMEPay vs Alternatives

Basic wallet providers like PhonePe or Paytm provide printed static QRs for free, but their business solutions for dynamic API-generated QRs often come with strict lock-ins or percentage fees for web integrations. SMEPay gives you enterprise-grade dynamic QR generation on a flat-fee model from day one.

Frequently Asked Questions

What is the difference between static and dynamic QR code payments?

A static QR code requires the customer to manually enter the payment amount, which can lead to errors. A dynamic QR code automatically pre-fills the exact order amount for the customer, ensuring 100% accurate reconciliation for the business.

How can I generate a QR code for my business?

You can generate both static and dynamic QR codes instantly using the SMEPay dashboard or via our API for automated invoice generation.

Do I have to pay commission on QR code payments?

No. When you use SMEPay's QR code payment system, you pay zero percentage commission, ensuring you keep the full margin on your sales.

Upgrade Your Payment Collection

Generate your first dynamic QR code in minutes and eliminate payment errors forever.